Tools

EMI Calculator

Work out your monthly EMI, total interest, and principal vs interest split — with Indian numbering (₹) and a yearly breakdown you can export.

  • Lakhs & crores
  • Reducing balance
  • CSV export

Calculator

See your EMI in seconds

Updated instantly as you adjust sliders
Indian currency formatting (₹) built in
Download a yearly breakdown as CSV

Loan details

Sliders or type — updates live.

Loan amount

Principal you plan to borrow

₹5,00,000₹5,00,00,000

Interest rate

Annual % (reducing)

%
5%20%

Loan tenure

Repayment period

yrs
1 yrs30 yrs

Monthly EMI

₹43,391

240 mo · 8.5% p.a. · reducing balance

Total interest

₹54,13,879

Total payment

₹1,04,13,879

Indicative only. Actual EMI may vary with fees and rate changes. Consult Golden Brix for tailored options.